Portfolio X-Ray: see what you really own
You hold some mutual funds, a few ETFs and maybe a handful of shares. Open every basket and add it all up. You will see the real companies underneath, which ones you own many times over, and where in the world and which sectors your money sits.
🔒 Private by design: your file is read in your browser. Amounts never leave your device, there is no signup and no PAN. Only fund IDs are sent to us, to fetch public holdings. How it works
Loading the fund list...
1. Add what you hold
Pick any way you like. You can mix them.
Rate of 16 Oct 2026, edit if you like. Used for US-dollar amounts and the US estate-tax check.
2. Check your list
Your X-Ray
What the X-Ray can and cannot see
- Indian mutual funds in the analyzer (about 190 with company holdings)
- 12 Indian international funds, 69 international ETFs (US-listed and Irish UCITS) and 45 NSE-listed ETFs (Nifty 50, Next 50, Sensex, Bank, IT and more, by NSE ticker)
- Direct shares: Indian stocks by NSE symbol or name, and large US and European companies
- Debt, gold and cash: you can include them, and they are counted in your total but not looked through. Real estate, EPF, PPF and FDs are not covered
- The smaller holdings of a fund (we hold roughly the top 20 per fund)
- Anything it cannot match: those rows are flagged and left out so they never skew the numbers
Holdings are the latest published month we hold for each fund, and funds change them every month. This is an educational view of public data, not investment, tax or legal advice, and not a recommendation to buy, sell or hold anything.
Questions
Do my holdings or amounts get uploaded anywhere?
No. Your file is read inside your browser and the amounts never leave your device. The only thing sent to our server is the ID of each fund you hold, so we can fetch that fund's public list of holdings. There is no signup and no PAN. Your list is kept in your own browser so it is still there when you come back, and the Clear button deletes it.
What file can I upload?
A CSV (a plain comma-separated file) with one row per holding: a name or ticker column and a value column (or quantity and price). Most broker and fund apps can export your holdings as CSV. If yours only gives PDF or Excel, save the Excel sheet as CSV, or paste the list into the box, or add each holding with the search box.
What does look-through mean?
A fund is a basket of companies. Look-through opens each basket and adds up your share of every company inside, across all your funds, ETFs and direct shares, so you can see what you really own and how many times the same company shows up.
Why is only part of my money visible by company?
Funds publish long lists, but we hold the biggest holdings for each fund (usually the top 20). A concentrated fund such as a large cap or Nifty 50 index fund is almost fully visible. A spread-out fund such as a small cap fund or a world ETF shows less. The X-Ray tells you the visible share for every holding, and it never invents the rest.
How is overlap between two holdings measured?
Exactly like our analyzer: take the listed holdings of each fund, scale them to 100 percent, and for every company both hold, count the smaller of the two weights. Because only the biggest holdings are listed, the true overlap can only be higher, so we show it as "at least".
How does the US estate-tax check work?
A non-US person who owns US-situs assets worth more than USD 60,000 when they die may have to file a US estate-tax return, with tax rates that climb to 40 percent. US-listed ETFs and shares of US companies count. Indian mutual funds and Irish UCITS ETFs are generally not treated as US-situs. We add up the US-situs part of your list and compare it with the USD 60,000 line, using an exchange rate you can edit. It is an education tool, not tax advice, so check your own case with a qualified adviser.
Does this tell me what to buy or sell?
No. The X-Ray only shows what the published holdings data says you own. It does not recommend, rate or rank any fund, stock or ETF, and nothing here is investment, tax or legal advice.
Want to compare just two or three funds?
The overlap analyzer shows exactly which companies any set of funds share. For the bigger picture on international investing, start at the International Investing Hub.