OverlapIQ

Blog

Data-driven insights on mutual fund overlap for Indian investors. 48 guides covering overlap analysis, fund comparisons, and portfolio construction.

ETF guideOct 17, 2026

International ETFs from India: US-Listed vs Irish UCITS (Fees, Estate Tax, Which Fits)

Eight popular ETFs, US-listed vs Irish UCITS, fees and estate tax, with a calculator.

SIFOct 17, 2026

Long and Short Explained Simply: How Long-Short Funds Work

What long and short mean, why a fund does both, and what can go wrong, explained so a beginner (or a five-year-old) can follow.

Tax guideOct 17, 2026

US Estate Tax for Indians: Do You Need to Worry About Your US Stocks and ETFs?

The USD 60,000 rule for US stocks and ETFs held from India, what it could cost, and a quick calculator.

GuideOct 16, 2026

Which International Fund Should You Buy? A Simple 3-Step Guide

Pick your basket, pick an open door, run three checks: a plain-English way to choose an international fund.

ComparisonOct 16, 2026

Vested vs INDmoney vs Interactive Brokers: Which App for US Stocks from India?

Brokerage, currency conversion, products and tax rules compared from each company's own pages.

REITsOctober 2026

SM REITs Explained

A ₹10 lakh ticket into one leased building: SEBI's SM REIT rules, the three PropShare schemes so far, tax and the risks.

REITsOctober 2026

REIT vs InvIT

Real estate vs infrastructure: borrowing limits, yields, return of capital, tax and risks of India's 6 REITs and 23 InvITs.

REITsOctober 2026

India's REITs in Q1 FY27: Roundup

₹3,136 crore distributed, DPU growth by REIT, yields of 4.8-6.3% and what to look for in the Q2 results.

GIFT CityOctober 2026

GIFT City for NRIs vs Resident Indians

NRIs wire money in without LRS and can pay no Indian tax on eligible fund gains; residents use LRS and get no exemption. Who can buy what, and the tax at home.

GIFT CityOctober 2026

GIFT City vs Investing Directly in US Stocks

LRS, TCS, dividend and capital gains tax, and US estate tax: how a GIFT City fund compares with US shares and Indian international funds.

SIFOctober 2026

SIF vs AIF: What Is the Difference?

Minimum ticket, liquidity, leverage, disclosure and tax for SIFs and Category III AIFs, with the rules cited from SEBI.

SIFOctober 2026

SIFs After One Year: What AMFI's Data Shows

₹38,287 crore across 34 schemes, hybrid at 69% of assets, and how flows behaved when the Nifty fell 6%, from AMFI's own reports.

REITsAugust 2026

How Much Should You Allocate to REITs?

A framework for sizing a REIT allocation alongside your equity and debt portfolio.

REITsAugust 2026

REITs vs Direct Property vs Real Estate Mutual Funds

Liquidity, minimum investment, costs and control compared across all three routes.

REITsAugust 2026

REIT Taxation: A Complete Guide

How the interest, dividend, rental and capital gains components of a REIT distribution are taxed.

REITsAugust 2026

Comparing India's 6 REITs Side by Side

Q1 FY27 distributions, occupancy, leverage and yield for all six listed REITs, including the new Bagmane listing.

GIFT CityAugust 2026

GIFT City Taxation & Schedule FA Reporting

What resident Indians need to disclose, and how tax treatment differs by product.

SIFAugust 2026

Long-Short Strategies: How They've Performed Globally

Decades of HFRI data on long-short and sector rotation strategies, and what it suggests for India's SIFs.

GIFT CityAugust 2026

Complete List of GIFT City Funds & Platforms

Outbound retail funds, UDR access, ETFs and Global Access Platforms available today.

SIFAugust 2026

Is the ₹10 Lakh SIF Minimum Worth It?

A decision framework for whether a SIF allocation makes sense for your portfolio size.

GIFT CityAugust 2026

How to Invest in GIFT City via LRS

The practical remittance process, documentation, and what to expect from your bank.

SIFAugust 2026

SIF Taxation: A Complete Guide

How different SIF categories are actually taxed, based on holdings not category name.

GIFT CityAugust 2026

GIFT City Funds vs Domestic Mutual Funds vs SIFs

Currency exposure, minimums, cost, and access route — compared side by side.

SIFAugust 2026

Do SIFs Overlap With Your Mutual Funds?

Checking whether a SIF's holdings duplicate what you already own.

SIFOct 17, 2026

SIF Performance, October 2026: Every Live SIF Compared

Returns for 25 live SIFs, four new launches, how they compare with mutual funds, and a checklist of criteria before you invest.

REITsAugust 2026

What is a REIT? Complete Guide for Indian Investors

India's 6 listed REITs, SEBI rules, yields, risks and taxation.

GIFT CityAugust 2026

What is GIFT City? Complete Guide for Indian Investors

India's International Financial Services Centre — how resident Indians invest via LRS, available products, risks and taxation.

SIFAugust 2026

Complete List of SIF Funds in India (2026): AMCs, Brands & Schemes

Every AMC running Specialised Investment Funds, their brand names, live schemes and strategy categories.

SIFAugust 2026

SIF vs Mutual Fund vs PMS: Which One is Right for You?

Minimum investment, flexibility, cost, liquidity, regulation and taxes — compared side by side.

SIFAugust 2026

What is a SIF (Specialised Investment Fund)? Complete Guide

SEBI's new ₹10L-minimum category between mutual funds and PMS — strategies, risks, and how it compares.

Life Stage GuideJune 2026

The Right Mutual Fund Portfolio at Every Age: 20s, 30s, 40s, 50s

Age-specific portfolios with exact allocations. 4 models, overlap-checked.

Beginner GuideJune 2026

How to Build Your First Mutual Fund Portfolio (No Overlap, No Mistakes)

4 model portfolios from ₹5K to ₹50K SIP. Pre-checked for zero overlap. Step-by-step with the 3 rules that prevent all mistakes.

Hot TakeJune 2026

Index Fund vs Active Fund: The Overlap Nobody Talks About

Active Large Cap funds overlap 70%+ with Nifty 50. You're paying 10x the fees for 30% different stocks.

Myth BusterJune 2026

Your International Diversification is Probably Just 5 US Tech Stocks

Parag Parikh + Nasdaq 100 + direct US stocks = the same Microsoft, Apple, NVIDIA repeated 3 times. The data.

Actionable GuideJune 2026

The 5-Minute Mutual Fund Portfolio Checkup

Are your SIPs duplicating each other? Step-by-step checkup with before/after examples to find and fix hidden overlap.

Tax PlanningJune 2026

ELSS Overlap: Is Your Tax-Saving SIP Wasting Money?

Started a new ELSS every tax season? They probably hold the same stocks. Data on why you only need one.

AMC AnalysisJune 2026

HDFC vs ICICI vs SBI: Which AMC's Funds Overlap Most?

Internal overlap within India's 3 largest AMCs. HDFC averages 58%. Full matrices and recommendations.

ComparisonJune 2026

Flexi Cap vs Large Cap: Should You Hold Both?

Flexi Caps invest 62% in large caps. Exact overlap data, the exceptions, and better alternatives.

StrategyJune 2026

Best Mutual Fund Combinations for Low Overlap (2026)

5 model portfolios with exact overlap percentages for true diversification.

Data AnalysisJune 2026

Large Cap Fund Overlap: Do They All Hold the Same Stocks?

14 Large Cap funds compared. The top 10 stocks appear in every single one.

GuideJune 2026

How Many Mutual Funds Should You Hold?

3-5 well-chosen funds beats 10+ every time. Three model portfolios with overlap data.

Data AnalysisJune 2026

Top 10 Most Overlapping Mutual Fund Pairs in India (2026)

136 funds analysed. Here are the pairs with the highest overlap.

GuideJune 2026

What is Mutual Fund Overlap? A Complete Guide

Everything about portfolio overlap — what it is, why it matters, and how to fix it.

Complete GuideUpdated Oct 2026

Mutual Fund Portfolio Overlap: The Complete 2026 Guide

What overlap is, why it happens, how it is measured, how much is too much, and how to fix it.

How-toUpdated Oct 2026

How to Reduce Mutual Fund Overlap: Step-by-Step Guide

Five steps to cut redundant overlap without selling everything or paying avoidable tax.

SIPsUpdated Oct 2026

Are Your SIPs Buying the Same Stocks? SIP Overlap Guide

How SIPs added one at a time quietly end up buying the same companies, and what to do.

CategoriesUpdated Oct 2026

Mid Cap vs Small Cap Fund Overlap: How Much Do They Share?

Why a mid-cap and small-cap pair overlaps far less than two funds in the same category, but never zero.

CategoriesUpdated Oct 2026

Flexi Cap vs Multi Cap: Which Overlaps Less With Your Portfolio?

One SEBI rule decides which of the two duplicates what you already own.