Blog
Data-driven insights on mutual fund overlap, diversification, and portfolio construction for Indian investors.
Mutual Fund Portfolio Overlap: The Complete 2026 Guide for Indian Investors
The definitive guide — what overlap is, why it happens, how to measure it, how much is too much, a full category-by-category overlap matrix, how to reduce it, and a glossary. Start here.
Flexi Cap vs Multi Cap: Which Overlaps Less With Your Portfolio?
They sound interchangeable, but for overlap they're not. Why a multi cap usually duplicates a large-cap-heavy portfolio less than a flexi cap — and the one SEBI rule that explains it.
How to Reduce Mutual Fund Overlap: A Step-by-Step Guide
Found out your funds hold the same stocks? Five steps to cut redundant overlap — list, check, keep the stronger fund, redirect across market caps — without triggering exit load or capital-gains tax.
Mid Cap vs Small Cap Fund Overlap: How Much Do They Really Share?
A mid-cap and a small-cap fund usually overlap just 10-25% — far less than two funds in the same category. Why that is, why it's never quite zero, and how the mid/small boundary drift sneaks overlap back in.
Are Your SIPs Buying the Same Stocks? A Guide to SIP Portfolio Overlap
Run more than one SIP in the same category and they likely share 50-70% of their holdings. How SIP overlap happens, the signs to watch for, and how to fix it without triggering tax.
Best Mutual Fund Combinations for Low Overlap in India (2026)
5 model portfolios with exact overlap percentages. Data-backed combinations for true diversification — from 2-fund minimalist to 5-fund thematic edge.
Large Cap Fund Overlap: Do All Large Cap Funds Hold the Same Stocks?
We compared 14 Large Cap funds. The top 10 stocks appear in virtually every single one. Here's the data and what it means for your portfolio.
How Many Mutual Funds Should You Hold? The Overlap Problem
The average investor holds 8-12 schemes. Research shows 3-5 well-chosen funds beats 10+ every time. Here's the data and three model portfolios.
Top 10 Most Overlapping Mutual Fund Pairs in India (2026)
We analysed 136 equity mutual funds to find which popular fund combinations have the highest portfolio overlap. The results might make you rethink your SIPs.
What is Mutual Fund Overlap? A Complete Guide for Indian Investors
Everything you need to know about portfolio overlap — what it is, why it matters, how to calculate it, and what to do about it.